Welcome to Mr Cash Loans. Our lenders represent a new concept in Loans and loans for blacklisted offering a service to help you get access to cash loans with minimum inconvenience. Our focus is on customer service and we’ll do anything we can to make sure you become happy: the majority of customers hear about us from friends and family that recommend us.
As applicants for bad credit loans have usually had problems managing their finances previously, they therefore represent a much higher risk to lenders, and therefore the rates they are offered are much higher than they would be for someone with a good credit score. When considering how long you want to repay your loan, remember that if you opt for a longer repayment term, you will end up paying much more interest than if you try and pay off what you owe quickly.
It’s also worth bearing in mind that interest rates on loans for people with bad credit, tend to be tiered depending on how much you borrow. Rates usually get lower the more you borrow, so if you are only just in a lower tier, it might sometimes be worth borrowing a little bit more to benefit from a lower rate. But don’t borrow more than you can afford to repay!
We know life can bring the unexpected. We also know that financial worries can be a burden to your happiness. The decision to borrow can have a significant impact on your future, so always ensure that you take out loan from reputable NCR registered Credit providers. We will only ever recommend taking a loan that you can comfortably repay in set installments each month, this is one of the reasons we will consider people that banks and other lenders have refused.
Should something unplanned happen to your budget, then you want a lending partner you can trust, that is both reachable and flexible.
We believe there are a few things that set us apart from other lenders. You won’t find any hidden charges or confusing small print; and we won’t shy away if you have less than perfect credit. We also feel it’s important to offer cash loans with fixed monthly payments, so you know exactly how much you will be paying each month and can budget accordingly. We offer a simple online loan application process and if your loan is approved, you could get the money in your account within 24 hours.